Trade School Secrets  ›  OJT & IWT Grants

Get Paid to Train the People You Are Already Hiring

If you are hiring and training workers, there is a good chance your state will reimburse a large share of those wages. Most employers have never heard of it. Here is how On-the-Job Training and Incumbent Worker Training grants actually work.

This is the part of the workforce system almost nobody outside it knows about.

You hire someone who needs training. You were going to train them anyway, because that is what hiring is. Under WIOA, the workforce system will reimburse you for a significant share of that person's wages while they come up to speed — on the reasoning that you are absorbing the cost of training someone who was not job-ready, and that is a public good worth paying for.

Employers I work with routinely discover they have been doing the work for years without ever asking to be paid for it.

On-the-Job Training (OJT): for people you are hiring

OJT covers new hires. You bring someone on, you train them in the role, and the workforce board reimburses part of their wage for the training period.

Incumbent Worker Training (IWT): for people you already employ

IWT is the one employers are most surprised by. It funds training for staff already on your payroll — upskilling, new certifications, keeping people employed as the job changes underneath them.

Unlike OJT, IWT requires you to share the cost, and your share scales with your size:

10%

50 or fewer employees

You cover a minimum of 10% of the training cost. The smallest employers get the most favorable terms.

25%

51 to 100 employees

Your minimum share rises to 25%.

50%

More than 100 employees

You cover at least half. Still meaningful on a large training spend.

Your share does not always have to be cash. It can be satisfied through fairly evaluated in-kind contributions, or a mix of both — which matters more than it sounds, because supervisor time and facility use are real costs you are already absorbing.

Who counts as an incumbent worker

The employee has to be genuinely employed by you in a normal employment relationship, and generally needs an established employment history of six months or more. Where the training is being used to avert a layoff, that drops to three months in many states.

What this looks like in practice

One of the clearest examples I have worked on was an elder care employer. They were already hiring CNAs and caregivers and training them internally, and had no idea the state would help pay for it. Through OJT and IWT they secured over $75,000 in wage reimbursements — money that went straight back into growing the team.

Nothing about how they hired changed. What changed was that they asked.

How you actually get it

These programs are administered locally. The money is federal, the rules are federal, but your route in is the local workforce development board covering your area — the same board that runs the American Job Centers near you.

That is both the good news and the catch. Good, because it is a relationship you can build with real people. The catch is that every board has its own paperwork, its own priorities, its own funding cycles, and its own view of which occupations matter locally. An approach that lands in one region falls flat in the next.

The mistake worth avoiding

Do not hire first and ask afterward. OJT is built around a contract that is in place before the training starts. Bring someone on, train them for three months, then approach the board, and you have generally missed the window on that hire. The sequence is the whole game.

If you run a training school rather than a business

There is a second angle here. If you operate a trade school, these same employer-side dollars are a reason for local employers to work with you — and a reason for the board to send people your way. That works best when your programs are listed on your state's ETPL, which is what lets students bring WIOA funding to your door in the first place.

Where I can help

What I do is figure out which of these fits your situation, work out which board covers you and what they actually fund, and get the contract in place before the training starts rather than after. Most of the value is in sequencing and in knowing what a given board will say yes to.

If you are hiring, or you are about to put staff through training you were going to pay for anyway, it is worth a conversation before you spend the money.

Based on federal WIOA rules at 20 CFR Part 680 Subpart F and published state workforce policy, current as of August 2026. Reimbursement rates, cost-share tiers, and tenure thresholds can be modified by your Governor or local workforce board, and some states hold federal waivers that change them — confirm the numbers that apply in your area with your local board.

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Common questions

How much of a new hire's wages can OJT reimburse?
The federal standard is up to 50% of the participant's wage rate during the training period. Governors and local workforce boards can raise that to 75%, and in limited circumstances higher, based on factors like the participant's barriers to employment, the size of your business, and the quality of training and advancement you provide.
What is the difference between OJT and IWT?
OJT covers people you are newly hiring and reimburses part of their wages while you train them. IWT covers people already on your payroll and helps pay for upskilling or new certifications. OJT has no employer cost-share requirement in the same way; IWT requires you to cover a minimum share based on your headcount.
How much do I have to contribute for Incumbent Worker Training?
Your minimum share depends on your size: 10% for employers with 50 or fewer employees, 25% for 51 to 100, and 50% for more than 100. That share can be met with cash, with fairly evaluated in-kind contributions, or with a combination of both.
How long must someone work for me before they qualify for IWT?
Generally an established employment history of six months or more. Where the training is being used to avert a layoff, many states allow three months instead.
Can I get reimbursed for training I have already done?
Generally no, and this is the most common and most expensive mistake. OJT is built around a contract that must be in place before the training begins. If you hire, train for several months, and then approach the workforce board, you have usually missed the window for that hire.
Who do I apply to for OJT or IWT funding?
Your local workforce development board, the one covering your area and running the American Job Centers near you. The funding and rules are federal, but each board sets its own paperwork, priority occupations, and funding cycles, so what works in one region may not transfer to the next.